That's all well and good, but when was the last time you or anyone you know plopped down the cash to buy a new car, home, boat, motorcycle, vacation home, or a $100k+ piece of machinery? Sorry, but credit, especially in industry, is a necessary evil and ain't likely to go away
I have a very simple rule on personal credit, I charge, I pay it at the end of the month, if I can't outright buy it, then I hafta save to get it. Then again I live a simple life, one home, 1 old car & lotsa toys ... all paid for with cash
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